Supplemental Health Benefits

In the event of an unexpected health issue, these benefits from Aetna provide cash, paid directly to you in a lump sum. Unlike regular medical coverage, the money doesn’t go to the hospital or provider—it goes straight to you. That means you can use it however you need, whether to pay medical bills, cover your deductible, or handle everyday expenses like groceries, childcare, or transportation while you recover.

Accident Insurance 

This coverage helps cover costs related to sudden injuries, such as fractures, burns, or dislocations, as well as ER visits, ambulance rides, or follow-up care. Having this coverage ensures you don’t have to shoulder the full financial burden of an unexpected accident. Coverage starts at $10.19 per month.*

Critical Illness Insurance 

This benefit provides a lump-sum payment if you’re diagnosed with a serious condition such as a heart attack, stroke, or cancer. You can use the money for treatment, travel to specialists, or even household bills while you focus on recovery. This plan also includes a $50 reimbursement for preventive health screenings. Coverage starts at $4.35 per month.*

Hospital Indemnity Insurance 

This plan helps pay for costs associated with hospital admissions or overnight stays, including maternity stays. It can ease the financial strain of deductibles, copays, and other out-of-pocket costs when you need extended care. Like Critical Illness Insurance, it also includes a $50 reimbursement for preventive screenings. Coverage starts at $23.67 per month.*

*See plan details and cost for coverage in the documents linked in the sidebar.